BLUF: Blog posts are going to get more technical in 2022 as I increase my technical knowledge and investigate the possibility of becoming a financial advisor.
It’s been a interesting year of blogging, FI knowledge growth and self reflection about what the future holds. It’s funny how we use this arbitrary calendar year dividing line to often reflect on the past and decide to change our ways in the next year.
Things I Learned In 2021 – A Future In Financial Advising?
In my recent post about my blogging year in review I went into the details of what I learned from blogging. What I didn’t mention in there is that through the process of blogging and expanding my financial knowledge a future side hustle or career 2.0 option has peaked my interest. Fee only financial coaching / advising (no asset management).
This feels like the best of all worlds to me. I’ve always enjoyed coaching and teaching others. I currently do that at my current job when it comes to providing career advice and general guidance. Through the blog I’ve tried to do a little bit of that by explaining complicated financial topics like the mega backdoor Roth in easy to follow ways that include lots of examples.
Helping others really lights me up so the idea that I could make money and help people is really appealing to me. The other piece to this puzzle is that I’d really like a location independent option to earn money. Mrs. MFI and I are interested to hit the road and see all that North America has to offer. A remote only service like financial advising would allow that.
What Comes Next in 2022?
So what do I do next? I still am 5-6 years from FI and am far from being able to just up and quit my day job. My plan is to try and test out this financial coaching thing on a friends and family level while I study for my series 65 exam. Passing that exam would be one large step towards the possibility of charging clients for a service.
In the meantime, another way to focus on that goal is to start focusing the blog on more technical topics. In 2021 I wrote a fair amount about happiness and mindset topics but what resonated with readers the most are my more technical articles. Staying more technical would also force me to ensure that I know a topic backwards and forwards before trying to explain it in a blog post.
So, going into 2022 you can expect more technical topics. Since I’m personally 5ish years out from FI there’s a lot to cover in asset allocation, asset location, tax diversification, safe withdrawal rates and a drawdown plan. If you have topics that you’d like to see covered please contact me at contact@managingFI.com to met me know.
BLUF: I learned a tremendous amount about blogging, internet businesses, social media and myself in my first year with ManagingFI. It reinforced the idea that there is no better way to learn than to just start and do it. The lessons you learn along the way are by far the most valuable.
Why Did I Start A Blog?
Around this time last year (November 2020, to be exact) I finally decided to take some action and give this blogging thing a try. I had been interested in personal finance and investing for many years but had never blogged. Ever. It was also hard to ignore influential FI sites like Mr. Money Mustache that exploded making big money.
Why try a blog? Honestly, I was interested in building skills around online businesses where you could make money and be location independent. That’s a long term goal for Mrs. MFI and I since we love travel. I stumbled across websites like Empire Flippers where you can buy cash flowing web businesses and that was intriguing. But how on earth can I expect to run an online business successfully when I have no experience building or managing websites or online businesses?
Clearly, I needed to build skills and I’m a big fan of finding low cost and low risk ways to do that. Blogging seemed like a logical place to start.
My Experience When Starting
As mentioned in my about me page, I hadn’t done anything related to websites since the early internet days and I did the really basic stuff like make a personal web page. I’m a computer engineer, yes, so I know my way around a computer and have programming experience in my past.
However, there’s a big difference between that and starting up a website and learning a completely new space like blogging. I’m trying to drive home the fact that I was very much a rookie when I started. I didn’t know anything about wordpress. I had never purchased a domain.
I should probably also mention that I never wrote anything creatively! Before I started blogging I would have told you that I’m “not really a creative person”. I would have said I was a left brain person.
Left Brain vs. Right Brain
I thought of myself as a fairly good communicator from my professional experience presenting and e-mailing a lot. I’ve done some mentoring and teaching informally along the way but I had never written an article on a topic.
My First Year In Review
Lets dive into the details of what happened in that first year. How much did it cost, how much money did I make, what kind of traffic did I have and what did I learn from the experience.
What Did It Cost?
This is highly variable depending on who you host with, the quality of service and the wide range of services and plugins that people will try to sell you. You can spend a LOT of money if you really want to.
Domain Registration & Hosting – $169.83
Like many first time bloggers I went with a low cost hosting option and used BlueHost. You get price breaks for multi-year hosting so some of these costs are for 3 years and some are for 1 year.
Some added details:
Basic Web Hosting – BlueHost providing you server space on a shared server and e-mail. This is very basic hosting and their lowest tier of server speed.
Domain Name Registration – Cost of registering ManagingFI.com for 1 year.
Codeguard basic – a backup option for restoring your site should it get hacked or corrupted.
Domain privacy – This lets you hide your personal information from a general WhoIs domain lookup.
Blog Logo – Fivrrr – $40.75
At some point, you need a logo. Not the most critical thing in the world but I decided to get one. Fivrrr is an amazing resource to connect you with independent contractors that offer various services.
I had no concept of what I wanted. The graphic designer looked at my site and I told him a little about the content and in a few days I had a whole about 10 different options. A steal for $40 in my book and far better than I could have ever done.
USPS PO Box – $134
Why does one need a PO Box for a blog? Well, only if you want to build a mailing list and don’t want to put your home address. You’re required to have an address on your e-mails and since I use a low cost MailChimp service they don’t provide an address. Some higher end mail list services will provide an address for you but I didn’t want to pay for that.
Canva Subscription – $145.95
I am not a graphic designer. I’m an engineer with no background in Illustrator and can only do the very basics in a program like photoshop. Honestly, I don’t have the motivation to learn either.
However, I wanted to be able to make nice looking diagrams, charts and cover photos. Canva really has a great selection of photos for me to pull from and it makes it super easy to create professional looking graphics. It’s money well spent in my opinion.
I tried the monthly subscription at first to make sure that I was going to use it regularly and then purchased the $120 annual subscription.
Somewhere along the way I took a small course on FaceBook ads and started to play around with them to see how effective they were at driving traffic to my blog. I didn’t put a ton of energy or money into it but I did experiment with them to see how well they worked to drive views, clicks and engagement.
The thing is, when your website doesn’t have a product to sell or generate revenue from traffic, there’s really no point in paying for ads. In the top ad below ($50 spent) it linked to my article on making $265/year buying groceries. If anyone signed up for that card with my affiliate link I’d get $75 in rewards (per card open).
I figured, I just need one signup to cover the cost! I went big with $50 in ads. 409 link clicks and 0 signups later it just became another payment towards my online education.
Podcast Mic – $57.23
You’re probably wondering why I’m listing a podcast mic with my blog costs when I don’t have a podcast. Well you see, there’s a story to tell here.
I connected with another content creator along my journey during a creator webinar conference and they were interested to interview me on their podcast and talk about my happiness dividends article. Me, trying to be professional, decided to buy something better than a webcam mic to use for the event.
Long story short, I got ghosted. That creator pushed the interview date due to getting Covid and then they went completely radio silent to my repeated messages. It really disappointed me because I was excited to both be on a podcast and talk about one of my favorite articles. On the plus side, that creator did introduce me to Canva which I’ve been happily using ever since.
Total Cost: $665.14
If I really wanted to go bare bones I could do without the PO box, ads and Canva subscription and do the first year for about $360. Going forward I don’t plan to do ads so annual cost should be about $350/yr on average unless I decide to upgrade my hosting service or pay for plugins.
How Much Money Did It Make?
This is a short section, $0! Well, technically I earned a Marcus referral bonus of an extra 0.2% APY for 3 months. On the $7k that I had in there at the time that was $3.50! Guess I shouldn’t quit my day job just yet.
To be fair though, a blog doesn’t just magically make money. You need to put effort into driving traffic to it and then add advertising, get sponsored, get affiliate income or sell a product. I didn’t pursue any of these in year 1 so I can’t expect to make income.
How Much Time Do I Spend?
It’s basically a part time job to run a blog if you put the effort into it. Many of my articles require research, running calculations, making graphics and creating examples.
On average I say it’s 6-8 Hours on a typical article. 10-12+ Hours on really detailed articles with lots of visuals, calculations, references or research.
For example, this article on downsizing was a 6-8 hour one since it was more storytelling about our experiences and what has happened.
While this article on HSA’s was a LOT of research in the IRS documentation to ensure that I had my information right. That was definitely a 12+ hour article.
Outside of this is the time to do any kind of website changes or fixes. For example, when WordPress last updated it broke my pop-up e-mail list signup. On average I spend 5-10 hours per week writing content and doing work on the website to publish content every 2 weeks. I created 30 articles in my first year.
Blog Traffic
The big question – how much traffic did the site get? About 22,000 page views and 16,000 visitors in the first year. I honestly have no idea if that’s “good” or not. About 60 views a day on average.
As you can see though, it’s very inconsistent. Early on the blog had very few visitors. During my best month of August it had over 4,000 views or 132 a day on average. During that month I happened to post some articles that really resonated and I was picked up by some FI e-mail newsletters.
Where does the traffic come from? For the most part, a lot of hustling and sharing on Facebook. I post my content in about 6 different FI / personal finance groups that allow it. I also reference my articles when helping answer other peoples questions.
As you can see, FB dominates my referrers. Search engines are slowly starting to pick up my content and funnel visitors but that takes a long time. It took a solid 7 months before I hit 50 search engine referrals in a MONTH. I’m sure there is more I could be doing for search engine optimization (SEO) but that hasn’t been a big focus.
Monevator, Apex Money and the Montley Fool picked up articles in their newsletters causing some small traffic spikes.
E-mail Lists
They say that an e-mail list is important because no matter what you own it and have that as an audience. I use MailChimp combined with a pop-up form to get signups. It took 4 months to get my first subscriber and since then 1-2 a week on average.
What Did I Learn?
“If you build it, they will come”…is bullshit.
The internet is a big place with a lot of content. You don’t just make content and hope that people will find it. You have to make good content that people find useful and want to read first and foremost. The won’t just magically find it on their own. Search engines take a long time to find your content. You need to get the content in front of people.
FB FI groups has been the main method is me spending a LOT of time answering peoples questions and supplementing my written answers with an article. It takes a long time and really good content before other people start sharing your content for you. Even a year in this doesn’t happen very often for me.
Perfect is the enemy of done.
You can ALWAYS spend more time proof reading, polishing, adding more details or adding another example. I really struggled early on with worrying about putting content out there with typo’s and other mistakes. It actually used to stress me out and then I realized nobody really cares. Get it 80-90% and hit publish. You aren’t writing for the NY Times. It’s good enough.
Don’t report on pending legislation
This article on the backdoor Roth possibly going away has been a major source of stress. I really believe in putting out accurate, well researched content. Well, in a rush to be “early” to report something I learned that I didn’t know as much as I thought about the US legislative process.
I had to keep adding updates since it’s still an ongoing situation and I was stressed because I didn’t want to mislead people. I updated various parts of the article as things developed but needless to say I’ll never be doing that one again.
Keep Going. When One Door Closes, Another One Will Open
Remember how I got ghosted on that podcast? Well, I kept creating and opportunities continue to present themselves. I’ll be talking about that same happiness dividends article next month at this live FI event in Irelend in January. Just note that it is starting at 5PM GMT (Ireland time).
You have no idea if you’re actually creative or not unless you put real effort into actually trying to create something. There are many different mediums out there so don’t have that self limiting belief.
Blogging is not get rich quick. It takes a long time to build momentum so make sure you love what you’re writing about.
I didn’t have this illusion of get rich quick. However, it’s a lot of time invested and some people may rip your content apart. Just like a diet or physical training you need to be consistent and “put in the reps”. It’s going to take a long time to make money and you need to focus on actually monetizing.
You can get addicted to website views just like social media.
This was a big surprise but it makes sense in hindsight. The same dopamine inducing behaviors that happen on social media carry forward to content creation. It’s exciting when something you wrote takes off and goes viral. It’s hard to not want to sit there and look at the views.
It’s also hard to not let that views data skew what you write about. This article on FU money really resonated and had my most views ever in any one day. It’s easy to think about why people liked that article and consider writing more things that might cause a similar response. That’s a slippery slope to me as the blog could quickly become another job that you don’t enjoy if you’re writing it for the approval of others.
In Conclusion
Quite a year it was. It reinforced that there’s a lot to learn by doing so keep doing new and challenging things. I’ll keep writing but I’ll also keep experimenting with different ideas.
If you are new to blogging or interested in starting and have any questions don’t hesitate to reach out at contact@managingFI.com. I’d be happy to help where I can.
BLUF: There’s a lot in this book. Regardless of where you are on your financial journey I expect you’ll get quite a bit from this book whether it be adding technical knowledge or improving your money mental game.
Read This If: You want a book that will give you broad exposure to a number of different personal finance topics from a number of different viewpoints. I think everyone can find articles in this book that will give them value but someone in the beginner to intermediate stages of their personal finance education will get a ton of value from it.
I’m quite advanced in my financial education and I got great value from it. I actually picked up more the second time going through it.
This Might Not Be Your Favorite If: You are looking for a book that dives very deep in one particular area. Some articles do go into good levels of depth on a narrow topic related to personal finance but the goal of the book is more breadth than depth. Some might not like the variation in writing styles that comes with multiple authors.
The book is divided into different topic areas so you can absorb different but related topics all at once. These areas are:
Personal Finance Basics
Money Psychology
Investing Basics
Advanced Investing
Money and Family
Making More Money
Further Reading
Writing Style
One thing worth noting that a book that is written by so many different authors is going to feel very different from article to article. Each has different levels of writing ability, different styles and goes into different levels of depth.
Some are previously published authors, most have some blogging background and many are proficient on financial twitter. As such, don’t be surprised by the generous use of white space, less formality and more personality as compared with a traditionally published book.
Book Details
I was debating how to handle a “review” of a book that’s so diverse in topics. I decided to give you a little more detail on exactly what’s in the book on each topic and a little bit of my personal commentary. I hope it gives information for you to decide if you want to buy this book.
What an emergency fund is, why they’re important, how to build one, where to store them and how to open a High Yield Savings Account (HYSA). She goes into great detail talking about HYSA’s and things to look for when you’re looking at the options.
Hipster finance goes into the importance of budgeting and helps you get past some limiting beliefs that you might have that are keeping you from taking action. There are also 5 tips related to the topics of tracking spending and budgeting.
I would have liked to see some more prescriptive steps to guide someone that wants to budget to know how to get started and do that. People that are new to the idea often need that to take action. Certainly good info in here though.
An interesting discussion about the difference between having a good income and that translating (or not) into becoming wealthy. Steve goes into different ways where a high income can actually translate into financial problems for you. It’s got some good things in mind if you’re trying to pursue (or already are in) a high income situation. If you make the right choices you can turn big income into big wealth instead of big debt.
Syed discusses the age old question of when should you pay down debt and when should you invest. He walks through things you should consider for each option and also lays out his own version of the financial order of operations to help you make the right choice.
A discussion about side hustles but from a slightly different point of view. We often hear that you should be doing some form of side hustle. Brandon does a nice job of challenging some of the common arguments for why everyone should be doing a side hustle. I thought this was a nice counterbalance to the common advice that might make you think twice about your current and future side hustles.
Get Rid of “Analysis Paralysis” in Your Finances – By Ceci Marshall at Finances Reimagined
An important topic since personal finance often has many big and complex decisions where this phenomenon can creep in. An exploration of where analysis paralysis comes for you from your personal history and then a series of steps to help you eliminate it.
Make Your Bed. Improve Your Finances. – By Mark Palmer
A discussion about habits and the role that they play in your financial life. It explores why it’s so important for you to create good foundational habits and why it’s critical to get back on track if you slip up. References some concepts from another one of my favorite books – Atomic Habits.
This one was brand new to me! As Leandra says “Neuro-Linguistic Programming (NLP) is a way for you to change your thoughts and behaviors to achieve a specific outcome.
The article helps explain how you can change the way you think about a money question or idea and completely change your thinking. A Jedi mind trick of sorts to help you get over your own limiting beliefs. I found this really fascinating and will certainly look for ways to use this idea in the future with myself and others.
None of has a crystal ball but with the proper preparation we can be ready for anything that life throws at us. This articles explores how a budget, emergency fund, insurance and diversified investing can prepare you for that unknown future.
Diving into the basic elements of most investing portfolios Brennan makes sure you understand mutual funds and ETFs. Then build upon that to add in index funds (which can be implemented in either a mutual fund or ETF).
The difference between actively and passively managed funds is covered before diving into some discussion about diversification and the risk reduction advantages that funds have over single stocks.
The title of this article says it all! A good overview into bonds, real estate (including REITs), commodities and futures and a deep dive into options. An important topic to understand since you can make and lose a lot of money with leveraged investments like options. Go search for Wallstreet bets on YouTube or Tick Tok if you don’t know what I’m talking about.
I especially liked the discussion Brandon-Richard added on understanding risk in investing, your personal risk tolerance and what aggressive vs. conservative investing means. Wrap it up with the difference between speculating and investing.
Index Funds: The Core of A Portfolio
This article is a great piece about all things index funds. What they are, how market cap weighting works and how index funds give you diversification. There’s good information on how to choose a great index fund and the pros/cons of index funds.
I especially like the detailed comparison between index funds and actively managed funds showing the true cost of fees to an investor. The author makes a compelling case for why you should stick with the boring low cost index funds instead of those “sexier” actively managed funds.
There’s a pretty extensive section on the efficient market hypothesis and what that means for an investor. This might be of interest to some hardcore personal finance learners but I think it’s a bit too much for the target audience of this book.
A deep dive into investing fees and expenses with a specific focus on those in your 401k (which should also apply to your 403b,457 and TSP). This breaks down expense ratios, administration and management fees. How to locate the fees, what fees are reasonable to pay and what these fees can cost you over an investing lifetime.
Just START! The Power of Investing While Young – By Ross, the Dividend Hero
All about the power of compounding to highlight the importance of getting started as early as you possibly can. I really like the energy that Ross puts into his writing to make you want to take action. It’s a positive article motivating you to get up and get started NOW regardless of how old you are.
An article that everyone needs to read. In a world where new investors dream of selling at the top and buying at the bottom Jeremy uses some classic case studies to highlight a key lesson. Time in the market beats timing the market.
All about investing portfolios! Business Famous takes you through a variety of example portfolios from the very simple one fund portfolios to slightly more complicated 2-5 fund portfolios. Most of these are centered around low cost index funds. Wrap things up with an explanation of what rebalancing is and how to do it with your portfolio.
The Hurdles of Real Estate – By Tyler at Defining Wealth
A motivational article from Tyler explaining how he got started in real estate and how you can too! Tyler really goes through some of the limiting beliefs that people use to explain why they can’t invest in real estate. Have no money? Tyler has ways to get around that. In a “bad” market for real estate? There are ideas to work around that too. Makes you want to go out and buy some doors!
A great overview of the concept of house hacking. This is a key concept since housing is usually peoples largest budget expense. Ali and Josh take you through ways to house hack different property types and then explain how you can leverage those savings to hit your goals.
A well done article comparing a classic decision for those buying a home. Do you take out a 30 year mortgage and invest extra or take a 15 year mortgage and pay off the house faster. Uncommon yield going into the numbers to make you understand the tradeoffs at play in a decision like this. He makes a strong case for why you should really consider a 30 year mortgage.
I should have guessed that Uncommon Yield was an engineer like me because this article is full of great data, graphs and examples.
This is a really comprehensive introduction to Bitcoin and it builds up the user to understand it from two different perspectives.
First there’s an in depth discussion about what money is, how it works in the US and who is in charge of that money. This is an important setup because you need to understand those basics to understand why Bitcoin was created and it’s purpose as a digital currency and store of value.
Second, the article helps you understand all the different pieces that go into how the Bitcoin system works: blockchain, updating the ledger, mining, cryptography, proof of work. It really helps you understand every step in the process from a transaction occurring all the way through the blockchain being updated.
I came into this article with a basic understanding of many of the concepts and this article really helped pull it all together for me. If you don’t know a lot about how cryptocurrencies work then you’ll get a lot of value from this article.
How I’m Going to Leverage the Next Crypto Crash! – By Your Friend Andy
This article takes you on Andy’s journey through the 2017 crypto peak, subsequent crash and how he used that event to springboard himself into the crypto space. I wish I had taken action at that time like Andy did but better late than never?
Almost more importantly is a discussion about the mental side of dealing with a bear market or crash. These events are hard but Andy sprinkles in some advice on how to deal with these events so that you profit in the long term and don’t sell at the worst time. These are important mindset principles regardless of whether we’re talking about crypto, stocks, commodities or any other asset class.
Building upon Jesse’s article, Stephen gives you an overview of the Ethereum network and the associated second most popular cryptocurrency, Ether.
Stephen goes into great detail to explain different use cases for the Ethereum network and why you may want to invest in it. I found this very useful since often the conversation is around owning cryptocurrencies and not around the technology and what it could do for people. Digital ownership and NFTs are all the rage at the writing of this so its interesting to see the tie in to Ethereum.
Nate talks about the concept of using assets that you own to finance buying other assets cheaper. The use of leverage and collateralization are introduced using an example situation. The problem I have is that the article doesn’t really give you enough information to see if this concept has merit. The example given to illustrate the concept where a CD is used as collateral to buy a car is not realistic.
I’m only familiar with the infinite banking idea at a high level but I assume that’s what’s really trying to be introduced here. To get you interested in a concept so that you seek out more information. I’m just not sure what’s so secret. Are we using margin borrowing with stocks as collateral? Other debt options with whole life policies as collateral?
All about dividend investing! This article goes in depth to explain all the basics of what dividends are and what it means to be a dividend investor. There’s a nice overview of the important difference between an investor searching for yields and a dividend growth investor (which is much better). He also addresses a common debate: dividend investing vs. growth investing. Which is “better”, you’ll have to read.
I’m glad that Alex went beyond the basics and gave you information to take actions. There’s a detailed portion to help you understand what to look for when trying to select a particular dividend stock if you’d like to do this type of investing. There’s really a lot of great content here.
In full disclosure I’ve yet to be fully “sold” on dividend investing although Alex makes a good argument for it’s merits. A few of detractors for me and dividend investing are single stock risk, taxes and the added work researching and picking stocks or funds. My mind is a bit more open though having read this article.
A great discussion on generational wealth. Jose does a nice job of discussing ways that you can setup the next generation for financial success. This is two in depth parts with different ways that you can invest money for the benefit of your children.
Part one is all about 529 educational savings plans including both and overview and details of how to open one for yourself.
Part two discusses custodial investment accounts in depth helping you learn the basics of the two most common account types (UGMA and UTMA).
I like that Jose made sure to discuss the interplay between these accounts and college financial aid impact because that’s important to understand.
Getting Your Partner Onboard with Financial Planning – By “5AM” Joel O’Leary
Joel goes into a really important topic of why and how to ensure you and your partner are aligned with your goals financially. This is such an important topic because two people who are working towards different goals will go nowhere. Some great tips here of how you should (and should not) talk to your partner about money to get you both working as a team together.
When “Personal” Finance Becomes “Familial” Finance – By Jared Fannin
A discussion about how finance is an important pillar to your family. This financial pillar is broken down into four areas and Jared goes into detail on the importance of each, what they are and things that you should consider. These areas are insurance, investments, emergency funds and budgeting / tracking spends.
All really important areas and I have some detailed articles on each:
A discussion about side hustles with an important discussion about finding the right side hustle for you. Mark is a single dad so he needed to find side hustles that fit into his life.
Mark goes into 7 different side hustle factors that you should consider when determining if a side hustle is a good fit for you. For example, #1 is whether it is scalable or not. Driving Uber is a time for money trade. Writing a book like this an upfront investment of time but is far more scalable.
I love thinking frameworks like this because it helps people figure out what’s best for them. The only thing I would have liked to see more of here was examples of side hustles and how they fit into these different factors.
A look at side hustles providing you with 5 very real examples of ways to make $500/month. Kolin also gives tips on how to make each of these hustles work better for you.
Andy gives you 10 great tips for things to avoid when starting a business. These tips will help you focus your time and energy in the right places to help get that business profitable and efficient.
Tip #1 – Don’t focus on being perfect is a great one that I can attest to personally. This blog was my first and sure the first articles weren’t great. But I still wrote the articles and the experience of putting out work that was good enough let me learn and grow. Early on I stressed about proof reading, errors, grammar. You need to get it good enough and hit the publish button or you’ll never get anywhere.
An interesting perspective about how sales is a key part to success in life. An overview of a general sales framework that can be applied to a variety of interactions in life.
Selling yourself to a prospective partner (dating), selling yourself to a prospective employer (interviewing) or selling an idea to prospective investor or customer (business/sales) are all areas where these concepts can be used.
I think Josh is onto something with how critical these skills are. Sales often gets a bad rap but in life you always need to be able to convey your ideas and value to other people. The people that do that the best are going to be far more successful.
An interesting story about how Jesse secured a 30% raise. More interestingly it goes deep into some key observations about the role of HR at a company (hint – they’re not there to pay you more). There’s some great actionable tips here to help you pursue raises yourself by understanding how they’re playing the game so that you can win.
Being a manager at a large company myself I can confirm that Jesse is spot on with this article.
Any excellent group of finance books that cover both the technical and mindset side of money. Includes some personal favorites of mine like the Psychology of Money (Rational vs. Reasonable concept) and Your Money Or Your Life. I’m looking forward to reading some of the others that I’ve heard are good but haven’t gotten around to yet!
